© Skylight Mortgages

At Skylight Mortgages, we turn the complexities of mortgage finance into clear, confident pathways, empowering homeowners, homemovers, and investors alike. With personalised support, transparent services, and robust market access, we light the way to your home. 

Initial Consultation

Start by filling out our simple form to schedule your free consultation with our team.

Mortgage Application

We assess your needs, find the best deal, and submit your application.

Approval & Completion

Once approved, we finalise the mortgage and ensure a smooth transaction.

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Save Thousands with Expert Mortgage Advice to Remortgage

Welcome to Skylight Mortgages, your trusted partner in making confident, informed mortgage choices. With 22 years of expertise, we offer personalised, whole‑of‑market guidance from first‑time purchase and homemoving to remortgaging, ensuring you find the best fit for your future.

Ready to Secure the Best Mortgage Deal?

Complete our simple form today and let our experts guide you every step of the way.

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WHY CHOOSE US

Our Key Advantages

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TESTIMONIALS

Truly Five-Star Service

ABOUT US

Lighting the Way to Your Home

Skylight Mortgages, based in the UK with 22 years of industry leadership, is synonymous with clarity, reliability, and dedication. Our FCA‑regulated, client-first ethos ensures honest, jargon-free advice and full transparency, from upfront fees to lender disclosure.

We're not just another broker. We’re your mortgage advocate, committed to guiding you through finance and property with respect, integrity, and complete attention to your goals.

HOW IT WORKS

3 Simple Steps to Get Started

22+ Years of Experience

£500M+ in Lending

Start-to-Finish Support

Personalised Client Service

Access to 80+ Lenders

Proven Experience

With two decades of guiding clients through every mortgage stage.

Safe & Regulated

The FCA-regulated status offers assurance and professionalism.

Client-Focused Approach

No shifting advisers, a personal touch from initial chat to completion.

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Special Offer

Client Referral Scheme

Get £50 for Every Successful Referral
(T&Cs apply)

Mortgages We Specialise In

OUR SERVICES

First‑Time Buyer Mortgages

Buying your first home? We’ll guide you through every step from finding the right mortgage to securing a deal that fits your budget. Clear advice, no jargon, and expert support from start to finish.

Homemover

Moving home? We’ll help you switch or secure a new mortgage, making sure it works for your next move. We handle the details so you can focus on settling into your new space.

Remortgage

Time to renew your deal? We search the market to find better rates, reduce monthly payments, or release equity. Avoid costly standard rates and remortgage with confidence.

"James was a pleasure to deal with from start to finish. He understood my requirements quickly, provided me with a few quotes to choose from, quickly actioned the one I preferred and then helped with the solicitors to get the mortgage in place. I needed to change the size of the mortgage partway through, and he was super helpful and quickly dealt with this too. His approach to communications worked perfectly for me, from a call at the outset to WhatsApp since. He replied quickly to every message and took any actions quickly afterwards. I look forward to working with James when I next need to remortgage."

Anna Penney

"I would highly recommend James to anyone who is looking to get a mortgage. It was very easy to arrange a call through the website, and James patiently answered all of my questions, giving me honest advice and information which I wouldn’t have known had I not spoken to James. As a first-time buyer, getting a mortgage is quite daunting, but James has put me at ease, explaining the whole process."

faz7862

The best mortgage advisors out there. James is an absolute star, and he’s helped us with three remortgage processes over the last 10 years. He provides tailored advice for your needs and great communication throughout. I highly recommend it!"

Anna Cotterell

“Fantastic service from James. Always reassures me and keeps me updated. Excellent. I always recommend James, as he is an absolute pleasure.”

Sarah Lane

“James was quick to respond and helpful. Come back next time we need advice.”

Claire Mann

*Your home may be repossessed if you do not keep up repayments on your mortgage.

Skylight Mortgages is a trading name of James Chaney who are an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd. First Complete Ltd is authorised and regulated by the Financial Conduct Authority.
James Chaney - Principal